2020 CARES Act: Period Products Eligible for FSA, HSA, & HRA

2020 CARES Act: Period Products Eligible for FSA, HSA, & HRA

2020 CARES Act: Period Products Eligible for FSA, HSA, & HRA

It's happening! U.S. lawmakers passed a $2 TRILLION stimulus package which now classifies “menstrual care products” as medical expenses and allows for pre-tax spending on period products. 

What Exactly Does This Mean For Menstruators?

Sec. 3702 of the CARES Act states: “amounts paid for menstrual care products shall be treated as paid for medical care.” The rule defines a “menstrual care product” as “a tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation or other genital-tract secretions.”

This means FLEX Discs, FLEX Cups, and other menstrual products used to care for your period flow are eligible for reimbursement through a FSA (Flexible Spending Account or Arrangement), HSA (Health Savings Account) funds, and some HRAs (Health Reimbursement Arrangement). 

The CARES Act also allows for the purchase of OTC drugs and medicines without a doctor's prescription. This means you can also use your FSA/ HSA to purchase painkillers, like Midol and Pamprin, for management of PMS symptoms.

After years of period products being taxed as “luxury” items and denied classification as medical expenses, the passing of the #CARESACT is a big deal for all who menstruate. 

    When Can I Start Using My FSA/ HSA Card to Purchase Period Products?

    GREAT question! Although the CARES Act was officially signed into law, it may take benefits administrators some time to apply the changes to their policies, so the best way to find out the answer to that question is to contact your benefits administrator. The Act will apply retroactively beginning January 1, 2020, so save your receipts (and maybe even look through those crumpled receipts in your bags or jeans- just sayin'!) for future reimbursement.

    Is This A Temporary Change?

    Although the CARES Act was passed in response to the current coronavirus pandemic, rules classifying period products as “medical expenses” was approved into law and should be permanent. 

    Does This Mean I Don't Have To Pay Tax On Period Products?

    The CARES Act does not affect sales tax on period products aka the “pink tax,” but it allows for use of tax-free income to purchase period products if you have access to FSA or HSA funds.  

    What If My Employer Does Not Provide A FSA or HSA?

    Unfortunately, you must have access to a funded FSA/HSA in order to take advantage of using tax-free money for the purchase of period products.

    • Your period
    • Your lifestyle
    • Your concerns

    Typically, how many days is your period?

    How heavy is your flow on your heaviest days?

    When did your last period start?

    How many weeks do you typically have between periods?

    What period product do you use most frequently?

    How disruptive can your period be to your life?

    What bothers you most about having your period?

    What is the one thing you wish you could change about your period?

    • < 2 Days
    • 3 Days
    • 4 Days
    • 5 Days
    • 6 Days
    • 7 Days
    • > 8 Days
    LIGHT (1-2 tampons/day)
    MEDIUM (3-4 tampons/day)
    HEAVY (4-5 tampons/day)
    • < 2 Weeks
    • 3 Weeks
    • 4 Weeks
    • 5 Weeks
    • 6 Weeks
    • 7 Weeks
    • > 8 Weeks
    Tampon Tampons
    Pad Pads
    Menstrual Cup Cup
    Menstrual Disc Discs
    Period Panties Period Panties
    Ellipses Others
    Can’t get out of bed
    Can’t do certain activities
    I mostly feel uncomfortable
    Just like any other day
    I’m constantly running to the bathroom
    I can’t sleep through the night
    My work out routine is thrown off
    I can’t have sex
    I feel uncomfortable
    Less cramping
    Less odor
    Fewer leaks
    No risk of TSS
    Less waste
    If you’re not sure, choose MEDIUM.

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    Here is our pick for you!
    Flex Box
    plan type
    Light plan $6.50
    4 Discs per cycle per period
    frequency
    8 Discs every 2 months
    Light Flow Starter Kit
    Includes 8 discs + our Getting Started Guide

    We will automatically ship 8 discs for $13 every two months starting on . We’ll remind you before we process the next order. You can pause or cancel anytime, online.

    Flex Box
    plan type
    Medium plan $12
    8 Discs per cycle per period
    frequency
    16 Discs every 2 months
    Medium Flow Starter Kit
    Includes 8 discs + our Getting Started Guide

    We will automatically ship 16 discs for $24 every one month starting on . We’ll remind you before we process the next order. You can pause or cancel anytime, online.

    Flex Box
    plan type
    Heavy plan $14
    Discs per cycle per period
    frequency
    24 Discs every 2 months
    Heavy Flow Starter Kit
    Includes 12 discs + our Getting Started Guide

    We will automatically ship 24 discs for $28 every one month starting on . We’ll remind you before we process the next order. You can pause or cancel anytime, online.

    Try FLEX with some liners at first.

    Sometimes you just feel better with a little backup. FLEX plus liners would be a great combination for you while you transition to FLEX to help guard against leaks until you get the hang of positioning FLEX.

    Not ready for membership? Try just one FLEX.

    Here is our pick for you

    Flexcup Discovery Kit
    Flexcup Discovery Kit

    FLEX Cup

    $32.99 71+ Reviews

    1 Menstrual Cup

    • + 1 Carrying Pouch
    • + 2 free Menstrual Discs

    The FLEX Cup comes with 2 free FLEX Discs for you to try so that you can experience two new and innovative period products for no extra charge.

    Free US Shipping

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